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Closing Information


You searched through properties and found one you fell in love with. You made the offer and now you have an accepted Agreement of Purchase and Sale. Done right? There are many more steps to complete once you have found your dream home. You probably have conditions such as Financing and Home Inspection, you now need a lawyer etc., the following address some of these areas.

Home Inspections

Purchasing a home is the largest investment you will ever make, a home inspection by a qualified Home Inspector not only provides you with peace of mind but gives you information about the actual condition of the home, explaining any repairs that are needed and the timeframe in which they should be done.

I can personally recommend to you well-known Home Inspectors in our area, and would be happy to explain this process further.

Mortgage Information

I will personally refer you to the best mortgage specialists who will help you obtain the best interest rate possible to help you with the purhcase of your new home.

Legal Services

You will also need to have a lawyer to complete your sale. I can recommend lawyers in the Brantford area who specialize in real estate law.

Land Transfer Tax

Land transfer tax is a provincial tax that is charged on the purchase of land at the time of transfer on closing date. It is calculated based on the purchase price of the land. First time home buyers may be entitled to a refund, that in most cases is instant and requires you to pay nothing at time of closing, up to a maximum of $2,000. The lawyer also completes this at time of closing when the property is registered.

If one party in the purchase has owned land previously but the second party has not, they may be entitled to a 50% rebate.